Think government school is free? Think again.
It may sound free, but add up what families actually spend on school and the answer may surprise you. Double or triple that number for families with multiple kids and it’s downright staggering.
Let’s discuss.
The natural assumption is to think homeschooling is more expensive. Surely, the extra income made possible only by having two working parents must be cheaper than quitting a job and staying home.
Right?
Not so fast.
For well-paying jobs, maybe. But middle-income folks — especially those on the lower end – might want to re-examine the facts.
I’ve never met a parent who hasn’t forehead-slapped when actually looking over the numbers. And, while my figures are approximate at best*, I think they’ll be close enough to grab your attention.
If you’re used to waving good-bye to the school bus, it’s because it’s the only system you’ve ever known.
There is another way. And it isn’t necessarily more expensive. In fact, it might actually be cheaper.
Join me on this tour of some typical expenses incurred by families using government schooling. I promise you’ll never look at “free” school the same way again.
The Basics
Let’s start with the basics. Those fixed costs for things that are fairly non-negotiable; that is, if you want your kid attending school that year. Parents usually have no trouble recognizing this list, since it’s pretty much the bare-bones price of attending free government school, per child, per year.
I’m estimating here, so let’s not nit pick. I’m trying to give you a general idea:
- Uniforms or dress code appropriate clothing: $200-$1,000
- Accessories not included in the above (e. g., headbands, shoes, socks, belts): $80-$300
- Lunch box and water bottle (for those carrying): $8-$25
- Backpack (regulation style): $20-$75
- School lunch, packed or purchased (with zero as free lunch or $2.50 per day): $0-$450
- Transportation to and from bus stop: $0-$300
- Required school supply list (e.g., notebooks and pencils): $20-$100
- Required classroom supplies (e.g., tissues and hand-sanitizers): $20-$50
Total spent per child for basics range from low to high, at about $348-2,300 per year.
But wait, there’s more. Lots more.
The Essentials
Let’s add in the essentials. These are the items not specifically required, but every parent knows their child needs anyway. Though they’re not always needed at the very start of the year, they manage to dent the budget early on, often accompanied by a, “…will aid student performance this year” note from the teacher.
Essentials include:
- Course-specific tools (e.g., headsets, scientific calculators, electronics): $20-$500
- Gym clothing and athletic footwear: $50-$200
- Lanyard for school I.D. (dollar store vs. Vera Bradley): $1-$30
- School-approved sweaters and outerwear (though not allowed to wear in school): $30-$250
- Additional comfort items (varies by student and best known by teacher): $20-$100
Essentials tend to add another $121-$1,080 to the budget, increasing the annual total to $469-3,380 per student, per year.
Preventative and Routine Care
Preparing students for school and keeping them active and healthy during the school year are important, too. Thus, these categories come with the school package, too. Varying widely in cost, these are incurred at some point nonetheless, either before or at some time during the year:
- Physical exams and required immunizations: $0-$250
- Back-to-school hair cut, plus regular grooming throughout the year (conformance with school code): $40-$300
- Sunscreen (schools may not provide): $10-$30
- School breakfast (when none available at home, @ $1.50 per day): $0-$270
- Afterschool care (in school or other provider, either with a friend or a conservative $15 per day): $0-$2,700
- Transportation (gasoline for car drivers who cannot or will not use the bus): $360-$1,800
The tally at this point brings the annual total per child as high as $8,730 a year.
That’s not all.
Near-Essentials
Let’s not forget the near-essentials known to creep up unexpectedly during the year:
- Head lice protection: $30-$250
- Classroom gifts (for teacher or prize box): $10-$75
- Teacher gifts: $5-$100
- Fundraisers (i.e., those $17 tubs of cookie dough): $20-$250
- Special events (e.g., tickets, dances, trips, proms): $40-$600
- Purchased classroom treats (pre-packaged for parties and events): $10-$100
- Extracurricular costs (e.g., musical instruments, sporting gear): $50-$2,000
Bringing the grand total between $1,000 to over $12,000 per child, per year.
Eyes wide open yet? Let’s move on.
Extras
Add in these extras to make the year more manageable for students, and more pleasant for teachers and disciplinarians:
- Medications (recommended to help study & focus, or combat anxiety & depression): $0-$2,000
- Spare medications for the nurse’s office: $0-$250
- Private testing or learning diagnosis: $0-$1000 (or much more)
- Required change of clothing (younger students): $10-$50
- Afterschool trips to and from the public library to supplement non-existent school resources: $0-$100
- Tutoring for struggling students (from $20-$40 per hour): $700-$1,400
- Extra resources (i.e., spare copies of school books to keep at home, since school books must stay on campus): $20-$400
- PTA/PTO expenses (for the little extras not provided by the school): $0-$500
- Fees not covered (e.g., for labs, art projects and study aids): $20-$200
- Late fees (example: library books): $1-$25
- Competitions (e.g., required science fairs and speech contests): $20-$150
- Lost or stolen items (lunch box or trombone): $8-$500
Not to mention the inevitable:
- Bruises, sprains and broken bones on the playground $0-$3,000
- Flu vaccines and treatments: $0-$25
- Additional transportation to and from afterschool activities (or the detention hall): $25-$75
At this point, parents are spending $1,848-$21,780 per child. Each child. Each year.
That’s TWENTY THOUSAND DOLLARS folks. In real out-of-pocket money. And the list just keeps on going.
Oh. It’s per child.
So, unless you’re earning more than that times however-many-kids-you-have, it may be time to ask the important questions:
How much is it worth to send my kids to school? Are all of my earnings going toward paying for free school?
How much would I pay to keep my kids home? Is my salary worth it, when I really bring so little of it home?
What are my kids getting in return? Is the education they’re receiving worth it?
How can I put a value on the only childhood my kids will ever get?
For some, these are difficult questions. For others, however, seeing it in black and white provides a whole new perspective. And we’re only talking financials here — not all of the other effects that are impossible to put a price on.
Heads up. This doesn’t even begin to touch the cost of private schooling, either.
What would you say to eliminating these expenses?
What do you think life would look like with your children at home, influenced primarily by you?
How would your child’s life be different if he/she were educated at home instead?
Are you interested in making a life change that could change your child’s future forever?
Don’t forget, the returns of homeschooling are tremendous — academically, socially, and financially, too. Listen, because this is no small thing. The amount of college aid received by one homeschool graduate could theoretically offset the cost of staying home for a few years, or even the whole darned time! The earning potential of homeschool graduates is high, too, promising them the rewards of your investment.
What do you think of this concept? How do your expenses compare to those I have outlined here? Are they close — or maybe even higher?
In fairness, homeschooling comes with a price tag, too. And, though some do it completely free, most spend at least a little, maybe $100-$400 a year or more. But comparing the two worlds is ludicrous since it isn’t apples to apples we’re talking about. Thus numbers don’t tell the entire story.
I’ve said it before and I’ll say it again, “Anyone can homeschool but homeschooling isn’t for everyone.” But if money is what’s holding you back, think again. Create a similar spreadsheet in your home to find out if home education is more affordable than you originally thought. Perhaps you’ll rethink the rewards of homeschooling all over again.
*Costs are approximate and derived from a survey of expenses incurred by families in my local area. Yours may vary.
Dr. Marie-Claire Moreau is a college professor who traded in her tenure to become a homeschool mom 20+ years ago. A homeschooling pioneer and the founder of many groups and organizations, she works to advance home education, and is an outspoken supporter of education reform coast to coast. Her book, Suddenly Homeschooling: A Quick Start Guide to Legally Homeschool in Two Weeks, is industry-acclaimed as it illustrates how homeschooling can rescue children and families from the public school system, and how anyone can begin homeschooling within a limited time-frame, with no teaching background whatsoever. A writer, a homeschool leader, and a women’s life coach, Marie-Claire mentors in a variety of areas that impact health, education and lifestyle. A conference speaker, she has appeared at FPEA, H.E.R.I., Home Education Council of America, The Luminous Mind, Vintage Homeschool Moms, iHomeschool Network, and many other events. Her articles have appeared in and on Holistic Parenting, CONNECT,Homefires, Homemaking Cottage, Kiwi, Circle of Moms, and hundreds of sites and blogs nationwide. Marie-Claire can be reached at contactmarieclaire@gmail.com
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Michelle says
This is an interesting comparison, though maybe a little lopsided? I am somewhat of a homeschool advocate, and having grown up in a homeschooling environment and now I have small children of my own. There are many things on this list that children need regardless of whether or not they go to public school – clothes, pencils, lunch, medications (as needed), doctor’s appointments, extracurricular activities, etc. Also, things like lunch boxes & backpacks many homeschooled children also have for outings, travel, field trips and the like. I don’t feel that your home schooled total of $100-$400 includes the necessities of daily life. Some things may be done a little cheaper if the children are home, but are not typically arriving in the home free of charge any more than in a public-schooling family.
QuickStartHomeschool says
Thanks, Michelle! Absolutely, costs certainly vary by region, school, and requirements, no doubt about it. As to the $400, that figure has been shown in national research to be near what many hs-ers spend per year. Naturally, many spend much more, including the school supplies and other items you mention, as well. Difference is that homeschoolers may choose their suppliers, and purchase at a discount, rather than using approved vendors or facing requirements they simply do not agree with as related to the child. Very much appreciate your comments — excellent points!
Wallace Crawford says
Legally, homeschooling is defined as a parent accepting legal, financial and educational responsibility for their own child. There is not such thing as certified, unless you are referring to a certified teacher who happens to homeschool his or her own children. In that case you would be talking about a private tutor. Taking in someone else’s children to educate changes your home to a private school, which must meet certain legal criteria, especially related to fire and safety codes. Way to expensive for most families. It is just not financially viable to meet health, safety and insurance requirements. I recommend you re-think your attitude towards your own child. Homeschooling can actually be financially beneficial to a family because with only one parents working the other is free to do the things that they were paying someone else to do before. Additionally the expenses incurred by working outside the home (transportation, meals, wardrobe, child care, etc., ) are removed along with the expenses of a child attending school (wardrobe, meals, transportation, fund raising, etc.). And as far as seeing that your child is properly raised and educated, is that a “luxury” ? Or a responsibility?
QuickStartHomeschool says
Expenses connected to a second parent working must absolutely be factored into the equation as well. In an effort to make the point, I intentionally left a lot out, but naturally the longer list would include costs related to owning a second vehicle with gasoline and insurance, work wardrobe/business attire/etc, office parties and contributions, and everything related to that second job. Thanks for bringing this point to light. Very true!
autumn says
I think this is a little biased against public school. The “extras” and “Preventative and Routine Care” would be done in a homeschool as well. We’ve been homeschoolers and public schoolers. Unless you stay home all the time there are tons of “hidden” costs to homeschooling as well. There are co-op fees, cost of gas to get to co-ops, church activities, extra curricular activities, feeding them three meals at home plus snacks, lack of second income, etc.
I don’t think it paints a realistic view of the costs of homeschool vs public school. THere are real costs to homeschooling. Our biggest cost? A second income, and we’ve lived in poverty for years because of it ( as in a family of 7 making less than 20,000 a year). I don’t know that the cost of always needing to say no to my children is worth the cost of making cozy memories. Yes, when they were younger it was/is, but I’m finding as they get older my children want to be active in activities- 4-H , gymnastics, soccer, etc. and those cost money that a homeschooling family might not have.
QuickStartHomeschool says
Thank you! Yes, certainly costs will vary widely by family, homeschool style, activities children participate in, and so on. Bottom line, homeschooling ultimately costs as much — or as little – as families want to spend on it. The difference comes in making choices for homeschool, whereas public school expenses are non-negotiable for the most part. The balance is different for every family — and I believe they are the only ones qualified to make this very important decision. Thank you so much for your valuable comment and sharing your experience!
Marie-Claire / QSH
Renee Aleshire Brown says
Hi Marie-Claire,
This is such a good break down of public school expenses. In my own state there are additional expenses for extra-curricular sports and activities because the school district no longer covers the costs of coaches and staff. So it’s pay to play here. If you want your child to participate in public school sports you pay up front a pre-determined cost to participate.
One advantage for homeschoolers in this state is that we can equally participate in those extra-curricular sports and also pay to play.
Yes, as others have stated homeschooling can incur more cost, but it is at the parents discretion as opposed to mandatory expenses for a “free” public school. Additionally, parents are paying school taxes to pay for those “free” public schools. In my state, those taxes include, property tax as well as school district income tax. Homeschoolers equally share that tax burden yet, receive no tax break whatsoever.
I think this is a great article, and well articulates that “free” public education isn’t really “free.”